ANALYSIS OF PERFORMANCE OF PUBLIC AND PRIVATE SECTOR BANKS IN INDIA
Keywords:Indian Banking Sector, Capital Adequacy Ratio, Credit Deposit Ratio, Current Ratio, Interest Income/Total Fund Ratio, Loans Turnover Ratio, Net Profit Margin Ratio
Banking sector promotes balanced regional development in the country by making necessary financial structure and funds available for the backward areas. It also promotes primary sector by providing timely credit to agricultural farmers. It also enhances standard of living of the people by providing loans to customers for purchase of houses, consumer goods, electronic goods etc. Hence, it has become necessary to study the performance of the Banks in India because if the performance of the banks is positive, it can result into positive growth in economy. Thus, the present study has been undertaken with an objective to study financial performance of the Public as well as Private Sector Banks in India. The objective of the study is to analyze the performance of Public and Private Sector Banks in India for the duration of 5 years i.e. 2015-16 to 2019-20. It can be concluded from the study that there has been significant difference in performance of the selected public and private sector banks in India during the study period. For the purpose of the study 6 variables have been selected and it can be concluded that the selected public and private sector banks differed from one another in case of all the variables. Hence, it can be said that despite the difference in various variables of the selected public and private sector banks have had been almost same during the study period.
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